Here's the thing:

All the Flat Earth Anti Global Warming Kooks out there like to argue that there is some cabal of scientists out there trying to suppress any science that does not toe the sushi eating wine drinking NPR listening party line.

Insurance companies are in the business of making money by properly assessing risk, right? They don't really care about anything at all except that they take in more in premiums than they pay out in damages. The whole house of cards depends on properly assessing risks so that premiums will be charged appropriately.

http://www.lloyds.com/News_Centre/Features_from_Lloyds/Climate_change_adapt_or_bust.htm

Lloyds of London says that Global Warming is real. It is simply IMPOSSIBLE for them to make decisions on anything other than fact. So what say you, flat earthers?